If you are looking to get a new auto insurance policy you will certainly need to start by gathering a number of quotes. Gathering quotes is one of the best ways of finding a policy that suits your personal requirements and your budget. But what exactly is the best way of gathering these quotes? Should you be doing this online or off-line?
Well, certainly the to obvious ways of gathering quotes would be by either using the phone and or the Internet and the best way of doing so will completely depend upon your personal preferences.
If you want to gather quotes quickly and efficiently so that you can choose a suitable car insurance policy as quickly as possible to purchase, then using the Internet is certainly be preferable way to go. In particular, a comparison site will enable you to gather multiple quotes very quickly. You can then compare these on the screen in front of you and can simply choose the policy that you want to go with.
On the Internet it is also possible to go directly to different company websites. Many specific companies that will not advertise their quotes on these comparison sites and therefore it might be necessary for you to go direct in order to get a quote from a particular company you have an interest in. This may well take a little bit longer to do, but in general the quote you get might be designed a little bit more specifically for you.
Certainly, the benefits of using the Internet refer to the speed with which you can gather quotes in particular. In addition, many people simply do not have to want to talk to someone or get dragged into a conversation with a sales agent when simply gathering quotes. They would prefer to just sit back in the comfort of their own home and get some suitable quotes right then and there.
However, using the phone and gathering quotes in this fashion will certainly provide you with certain unique benefits as well one of these is simply the fact that by doing this you will be able to negotiate directly over particular details of your quote and of the policy that you want to get. If you have certain queries you can ask questions to the sales agent, something which cannot be done online.
Certainly it will take a lot longer to gather quotes in this fashion as you will have to gather individual quotes by giving your information specifically to a live person. However, you may also be able to haggle over price when doing this and can therefore potentially reduce the cost of your overall policy.
At the end of the day, therefore, it really does come down to your own personal preference as to how you might want to gather quotes. Doing so online will afford you speed and efficiency, while doing it over the phone is likely to allow you to negotiate directly and ask questions. As such, consider your personal requirements and then take the appropriate approach.
The world of fashion is huge and international, and it includes many different types of businesses.
There’s the design group: businesses that design patterns, fabrics, notions, accessories, makeup, and lines of clothing.
There’s the manufacturing group: businesses that create and package all those items. All those goods have to move around the planet, so there are specialists in importing or exporting clothes and accessories.
And then there are specialists in showcasing and marketing fashions, such as catalog companies, modeling agencies, fashion show production professionals, fashion experts at magazines and on television, photographers, makeup artists, and hair stylists. Even a few niche businesses are included in the fashion realm, such as costume design and makeup for movies, collectors of vintage clothing, and even doll clothes and accessories. The list is endless.
The competition is endless in the fashion world, too. So if you’re in charge of one of these businesses, you’re always looking for new clients and new projects. How can you beat the competition and land those contracts? You need to learn how to write a business proposal. This is true whether you need to impress a potential client, secure funding to grow your business, or even sell your business or find a partner.
Writing a business proposal doesn’t need to be a daunting project. After you understand the standard structure and focus of a proposal, you’ll be able to fill in the pages pretty quickly. And when your first proposal is complete, you’ll find it much easier to write the next one, and the next.
The first and most basic idea you need to master is that a good proposal is not focused on you. It should be focused on your prospective client or partner–the person who will read your proposal. That reader might be the loan officer at the bank where you’re applying for a business loan, the designer whose clothing line you want to manufacture, the production company you are pitching your services to, or the retail chain you want to sell clothing to. Throughout the proposal writing process, put yourself in that party’s shoes and consider what they want from you at each step.
All good proposals follow this structure: introduction, client-centered section, description of proposed goods and/or services, and supplier-centered section. The pages in the last three sections will differ depending on your business and what you are proposing, but this sequence of sections should remain the same whether your proposal is four pages long or twenty.
What would you, as a prospective client, want to see as an introduction to a proposal? A Cover Letter, of course. When writing your cover letter, be sure to answer these four questions for the reader: Who are you? Why are you sending this proposal now? What do you want the reader to do next? How can the reader contact you to get more information or accept the proposal?
Next, provide a Title Page, which is precisely what it sounds like. Just give your proposal a logical descriptive name, like “Fashion Show Proposal for QRX Design Company” or “Fabrication and Shipping Services Proposed for West Coast Shops” or “Proposal to Establish a New Consignment Clothing Boutique.”
If your proposal has a lot of pages and details, next you might want to include a Client Summary (a one-page summary of the most crucial details you want even the busiest reader to absorb) and a Table of Contents. That’s all you need for the Introduction section.
On to the client-centered section: this is where you need to prove that you understand your potential client. Provide all the information you know about their needs and requirements for this project. If you’re writing a proposal to get a loan, this section could be as simple as a list of requirements you know you must meet. But if you’re writing a complex proposal, this section could be much longer. For example, if you’re producing a proposal to stage a fashion event, you might write pages about the client’s need for a venue of a certain size and type, the need to hire models, makeup and hairstyling experts, specialists in lighting and sound, possibly videographers and photographers, the need to notify and invite the media, and so forth. If you’re proposing to sell your clothing line to a store, you might discuss their sales seasons, advertising needs, packaging and shipping concerns, and so forth. As well as detailing all the desires of the client, write down any constraints you’re aware of–budget, special needs of any kind, deadlines that must be met, etc. The goal of this section is to prove you understand what the client needs. At the very least, you’ll need a topic page labeled something like Needs or Requirements or Specifications. But if the project has many different aspects, you’ll need many more topic pages to cover what the client is looking for.
After the client-centered section, write your description of exactly what you are proposing and what it will cost. Do you plan to open a new hair salon? Are you selling jewelry to compliment a clothing line? Are you providing marketing services for a product launch? Are you proposing to design unique evening wear for the wealthiest clients? At a bare minimum, this section should contain a list of Products or Services Provided, a description of Benefits, and a Cost Summary. But the odds are that you will need many more topics, such as Style, Trends, Lifestyle, Concepts, Aesthetics, Accessories, Materials, Venue, Personnel, Schedule, Equipment, Options, Specials, etc.–include all the topics you need to explain about the goods or services you propose to provide. At each step of the way, describe how what you are offering will meet or exceed the client’s requirements that were described in the previous section–in other words, how your goods and/or services will benefit the client. If you offer a Guarantee of satisfaction or a Warranty on your products, include that information, too.
Now, in the final supplier-centered section, it’s time to persuade the client that you are the best choice for the project. This section should have at least one page explaining Company History or Experience. If you are the star, this section might even include your Resume. Keep in mind that it’s always more persuasive to let facts or third parties demonstrate your qualities, so if you have lists of Clients Served or similar Projects you’ve done, special Training or Certifications, Awards, or Testimonials from satisfied customers, by all means add those. If you have helpful Alliances or Contacts that would be useful, include those, too.
If you need appendices, such as sketches, maps, photographs, charts, or lists of suppliers, etc., those will go at the end, but otherwise, you’re finished writing your proposal.
But you’re not quite done. This is the fashion world, and you have competition, so take the time to be sure your proposal is error-free and looks good, too. This means careful proofreading and formatting. Special fonts, colored titles or borders, logos, and unusual bullet points can add visual appeal. Remember that you want your proposal to represent you at your professional best.
After every page has been perfected, print the proposal or create a PDF file and deliver it to your prospective client in whatever way is likely to impress that party (email, upload to your web site, print and mail, etc.). It might be worthwhile to hand-deliver a proposal package or pay for a special delivery to make your offering stand out above the competition.
While your first proposal might take awhile to create, you’ll learn that all subsequent proposals will be faster, and you can re-use some of the same information in each. But remember that a good proposal should always be client-centered, and this means that each proposal will be customized to the particular client and project.
It’s possible to create a business proposal with any word processing system, but to speed up the process, you should consider using a pre-designed proposal kit. A kit will come with hundreds of topic templates including all of the those mentioned above, scores of sample proposals, and even contracts you can adapt for your use. Each template has instructions and examples to guide you as you write, and the sample proposals will show you what a finished proposal might look like and include. You can find kits in a variety of graphic designs to represent your organization’s style, or you can use your own company logo. A ready-made kit will give you a big head start on writing your proposals, and a big jump on your competition in the fashion world.
Being stylish should not only be judged by a person’s ability to follow the current trends, but also in the manner that he or she carries himself in different situations. If you’re going to read inspirational quotes from the fashion greats, you’ll see that there is more to fashion than just designer outfits and accessories. Here are top 4 inspirational quotes that all fashionistas should live by.
“Fashions fade, style is eternal.” – Yves St. Laurent
Probably one of the most influential, if not popular of all fashion inspirational quotes today. It just shows that although fashions take on different forms throughout the years, having you own sense of style is what’s going to set you apart.
“Fashion is not something that exists in dresses only. Fashion is in the sky, in the street, fashion has to do with ideas, the way we live, what is happening.” – Coco Chanel
Another quote to give you inspiration is from the great Coco Chanel. Fashion is a concept that is vibrant and alive as opposed to the idea that fashion is only evident in the material things that you buy in designer stores.
“Fashion is made to become unfashionable.” – Coco Chanel
And as proof that you shouldn’t become a slave to fashion trends, Coco Chanel reiterates that all things fashion are made to become unfashionable someday. So try not to take it seriously and just have fun.
“Above all, remember that the most important thing you can take anywhere is not a Gucci bag or French-cut jeans; it’s an open mind” – Gail Rubin Bereny
At the end of the day, what’s important is the fact that you have an open mind. Because as this quote says, it’s the one thing that you can take absolutely anywhere with you without any risk of becoming a fashion victim.
The online shopping is not only a fashionable trend. It is easy, quick and reliable. More importantly, it is much cheaper to get all sorts of goods and services. The same things apply to the shopping for auto insurance quotes online. There are also lots of other advantages of this type of service that you should definitely take into consideration. You can readily forget about the old fashioned way of buying a car insurance policy.
The main advantage of obtaining auto insurance quotes online is that you do not have to incur any expenses whatsoever. You do not need to pay for gas in order to travel around town in search for the best deal out there. You do not have to get charged for calling a provider and wait for them to give you a quote. All you need to do is go online, find the website of a reliable company providing this type of service and get the offers. These will be given to you for free.
Another great thing is that you do not have to waste your time in order to get the auto insurance quotes you are looking for. You can readily forget about spending hours going around offices or dealing with a person over the phone. The online shopping is extremely quick. You need to answer a few questions in a short survey. After submitting the information you will get the offers in minutes. Moreover, you can choose to do the search any time you want. The websites are there for you 24 hours a day 7 days a week. You can find a quote in the middle of the night or over the weekend easily and quickly.
Shopping for auto insurance quotes online is extremely easy as well. There are no people that you have to deal with so there will not be any misunderstandings. You can collect a long list of offers that are presented to you with many details. All the information will be ready for you to read and to analyze. You will not need to write down anything on your own worrying that you might get a detail wrong. You can readily print out all the offers and compare them even more conveniently.
Perhaps the main advantage of using the internet to find the most beneficial car insurance deals is that you can buy the actual policy immediately after choosing the right offer. Once you get the quotes you will also find links to the websites of the companies that sell insurance. It is now possible for you to accept their terms and pay for your policy online. You will get a document confirming you have made this deal. It can be used as a proof. So, you do not have to go to a separate office to make purchase an insurance package. You do not even have to leave your home to do so. This is simply great for all busy modern day professionals.
Overall, getting auto insurance quotes online is free, quick and easy. It is extremely convenient as well as safe and reliable.